Livestock Mortality
ICAP provides full mortality insurance to protect insureds against loss due to injury/illness and theft.
Rates start at 7% annually for females and 8% for bulls, covering general mortality and theft.
Vet statement required for all bulls, unless purchased at a sale within the last 24 hours.
Vet statement required for animals over $50,000.
To obtain livestock insurance coverage on bulls, cows, heifers, or donor cattle, please follow this quick and easy three-step process:
- Click on the ‘Cattle Mortality Online Application’ button below and enter required information.
- After completing, press submit and the application will be sent directly to our office to process.
- We will contact you with verification and details of your new policy.

Cattle Mortality
Full mortality coverage for beef breeding stock, heifers, bulls, and donor cattle. Covers animals aged 90 days to 12 years.
- Full Mortality Policy — 7% annually
- Vet statement required for animals over $50,000
- Coverage for bulls, heifers, and donor cattle
- Online quoting available

Swine Mortality
Mortality coverage for breeding swine, sows, and boars.
Confinement and pasture operations covered.
- Breeding stock coverage
- Sows and boars
- Confinement operations
- Disease and accident coverage

Equine (Horses) Mortality
Mortality and major medical coverage for horses of all breeds and disciplines from working ranch horses to show animals.
- Full mortality coverage
- Major medical and surgical options
- Show and performance horses
- Stallion infertility coverage available
- Breeding stock protection
Equine mortality insurance is coverage designed to help protect against death from accident, illness, disease, injury, humane destruction, or theft. Coverage is available anywhere in the United States.
Coverage availability and premium are based on the age, breed, use, and value of the horse.
Value is determined by purchase price. If the horse is a homebred, value can be determined by stud fees paid, performance record, and sale price of similarly bred horses. Increases in value over the purchase price may be considered on a case by case basis.
Additional Coverages Available:
- Emergency Colic Surgery
- Medical/Surgical Coverage
- Infertility
- Loss of Use
- International Transit
- Specified Perils
In the Event of a Loss
Claims Process
1
Report Immediately
Contact ICAP team at 937-393-8800 to report any loss or potential loss.
2
Contact Your Vet
Arrange for your veterinarian to provide proper care and documentation of the animal's condition.
3
Postmortem Exam
If the animal is deceased, arrange for a postmortem examination to document the cause of death.
4
Submit Documentation
Complete the claims notice and submit required documentation to your ICAP agent.


